Merchant Processing Solutions for Credit Repair Companies

Merchant Accounts, LLC provides customized merchant processing solutions for companies and businesses specializing in credit repair and credit restoration services. We work to find the right processing plan that works best for your business when signing up for a merchant account so that your business can accept payments and process transactions successfully.  We also have an easy online application process where we can rapidly get you approved by the bank. You can start the application process here. Our goal is to make it convenient for your business when customers make purchases using all major credit cards such as Visa/MasterCard/Amex/Discover or accepting payments.

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What to Expect When Signing Up With Us

  • Quick Approval Process
  • Free Setup
  • No Application or Start-up Fees
  • 100% support throughout your application process
  • Outstanding Customer Service 24/7
  • Competitive and low rates
  • No Early Termination Fee
  • Most importantly with us we provide quick turnaround time and next day funding.

As an online merchant, you will have many features available to successfully receive payments.  Our services offer many features such as email invoices, click to pay links and buttons, and recurring transactions and billing.

Why Do I Need a Specialized Merchant Account?

Credit repair and credit restoration companies needs to have the capability to process credit cards and be able to accept online payments and merchant accounts make it easy to do so. Many businesses that only have regular merchant accounts may experience being denied by banks or other payment processors. Companies like PayPal have it in their terms of service of not being able to work with credit repair companies so they are not an option. In addition, merchant accounts provide chargeback management tools which is one of the reasons why these businesses are seen as high-risk.

Why Your Business is Considered High-Risk

Your business is considered high-risk due to various factors such as chargebacks especially since credit repair and restoration companies work with clients who have bad credit and who may not consistently make payments. However, our company has experience with many high-risk businesses in different industries including credit repair and credit restoration businesses.

Why Use Us?

While payment processors such as Square, Stripe, PayPal or other credit card merchant account services may be convenient, many of them do not work with high-risk merchants. For example, some high-risk merchants may experience being approved by PayPal at first, but shortly after they may find themselves with a frozen account and PayPal removing them from the platform without notice.  However, this is where we can help and are the perfect solution when looking for a payment processor to work with your high-risk business.  We have years’ experience working with high-risk industries and are committed to getting you approve for a merchant account so your business succeeds.

Fill out an application today and start the process. All you need to get started is a voided check and ID.  Our friendly and knowledgeable staff are available and we guarantee rapid fast approval process.



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When I started my own online business, there was no alternative to accepting credit cards for my orders, so I researched merchant service companies for days to find one that I felt I could stay with for the long haul. Now my business is running strong and my Merchant Accounts LLC service is supporting me every step of the way. It's nice to know you have a trustworthy company handling your credit card transactions.

- Regan


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